Automate the entire lending cycle for MFIs and pawnshops
Business process control
Reliable operations
Regulatory compliance
See how to automate your lending business for the Uzbekistan market.
Let’s show you how to automate the lending business in Uzbekistan
About the CompanyIT Infrastructure
FlexSoft is a product IT company focused exclusively on the non-bank financial sector.
We build and develop our own software, used every day by microfinance organizations and pawnshops across Uzbekistan.
Benefits25+ years of experience in the microfinance sector
We know microfinance from the inside
Deep expertise in banking, microfinance, licensing, and financial regulation.
We stay on top of regulatory changes
We work closely with the Central Bank to review and discuss financial sector requirements. Our team’s banking and regulatory expertise helps us quickly adapt products and processes to new regulations.
Launch an MFI or pawnshop in 5 days
We help set up the required IT infrastructure and get your organization ready to start operations.
A strong professional community
FlexSoft is a member of NAUFR and actively supports the development of the non-bank financial sector.
We stay with you after launch
Our team continues to support you after launch, helping with both technical and operational issues.
ProductsReady-to-use solutions for MFIs and pawnshops.
Flexfin
An automated system for microfinance organizations and pawnshops that enables the management of customers, collateral, contracts, and all lending processes.
CBReport
A system for generating and submitting mandatory reports to the Central Bank of the Republic of Uzbekistan, with automatic updates of reference data and files.
Asoki Online (АСОКИ ONLINE)
A system for automatically obtaining credit histories and exchanging data with the Credit Bureau of the Republic of Uzbekistan.
CRIF
A service for submitting and providing credit information to the credit bureau for microfinance organizations and pawnshops.
Report Generator
A system for generating print forms, contracts, acts, and payment schedules using ready-made document templates.
Message Sender
A program for automatically sending SMS messages to MFI and pawnshop customers, integrated with the FlexFin system.
FlexFin Tolovlar
A system for automating online payments through Payme, Click, Uzum, Paynet, and other payment services, integrated with FlexFin.
FlexFin Avtotolov
A system for automatic loan repayment from HUMO and UZCARD cards based on the payment schedule, without staff involvement.
Elektron Hukumat
A service for checking borrowers through government agencies to support lending decisions at MFIs and pawnshops.
Garov Reestr
An automated system for data exchange with the Pledge Registry of the Republic of Uzbekistan through Garov.uz integration.
GRKI
A system for generating and submitting credit information to the State Credit Information Registry of the Republic of Uzbekistan.
Pulberry
A mobile app for loan repayment, applying for new loans, and customer interaction with MFIs and pawnshops.
Credit Conveyor
A system that automates the lending process, enabling fast application processing and easy work for loan officers.
FlexFin Mobile App Development
Development of a branded mobile app for MFIs and pawnshops with payment, loan application, and loan management features.
IntegrationsExternal Service Integrations
A single integration ecosystem to automate customer checks, payment processing, and connections with government services.
ClientsTrusted by leading financial organizations.
FAQFrequently Asked Questions
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Implementation begins with an analysis of your requirements and the selection of the most suitable system configuration. We then install the software, connect the required modules, configure integrations, and train your employees. Each organization is assigned a dedicated specialist who supports the project through to launch. On average, implementing FlexFin takes about one week, while the Credit Conveyor takes approximately one additional week.
We continuously monitor changes in Central Bank requirements and promptly update our products. Our team includes a dedicated regulatory specialist who analyzes legislative changes and participates in discussions on regulatory matters. As a result, our clients receive necessary updates, reporting tools, and up-to-date integrations with government systems in a timely manner.
After launch, our support team remains available to help resolve technical and operational issues. Support is available daily by phone and Telegram. Credit Conveyor clients are additionally assigned a dedicated specialist who supports the organization throughout all stages of operation.
Yes. The FlexSoft Credit Conveyor can be configured to meet the specific needs of each organization. Together with your team, we analyze your business processes and adapt approval workflows, verification, decision-making, and other scenarios without requiring you to change your established processes.
Data is stored on your organization’s servers. FlexSoft does not have permanent access to your database and connects only with your permission through a secure remote connection. Server deployment is carried out in accordance with regulatory requirements.
Yes. FlexFin, Pawnshop, and Credit Conveyor support organizations with branch networks. You can centrally manage all branches, set employee access permissions, and generate unified reports for the entire organization.
Free ConsultationLet’s Discuss Your Project
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